G2MGWEI 2 MERCHANT
Find your best card
Back
[ head to head ]

Bybit Card vs Solayer Card

Bybit Card scores higher on the G2M score: 48/100 against 47/100 (#22 and #23 of 26 cards). Pick Bybit Card for a lower annual fee; pick Solayer Card for a lower FX fee, more countries and control of your funds.

Bybit Card48

#22 of 26 · Up to 10% back · annual fee none

Get BybitRead the review
Solayer Card47

#23 of 26 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Bybit Card scores higher on the G2M score: 48/100 against 47/100 (#22 and #23 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card.
  • Bybit Card has no annual fee; Solayer Card costs $20 a year.
  • Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.
  • Bybit Card lists 37 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA, and only Solayer Card is confirmed in United States.
  • Bybit Card is custodial; Solayer Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Bybit Card
Solayer Card
G2M score
48 (better)
47
Base cashback
Not published
Not published
Max cashback
10%
Not published
Paid in
Points, redeemable for USDT or crypto
Points
Annual fee
Free (better)
$20
FX fee
2%
1.5% (better)
Top-up fee
0% (better)
1%
Per-purchase fee
0.9%
$0.15
ATM
Around $100 or €100 a month depending on region
Supported; fee not published
Network
Mastercard
Visa
Card type
Varies by region
Credit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
No
No
UAE
No
No
United States
No
Yes
United Kingdom
No
No
EU / EEA
Yes
No
Countries
33
154
Bank account (IBAN or account number)
Shared, with a reference code
No
Send money to a bank account
1 currency
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
VIP 1 to 2 · VIP 3 (Alpha) · Supreme VIP
Membership
Perks
Subscription rebates for VIPs · 100% rebates on Netflix, Spotify and ChatGPT
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Bybit Card or Solayer Card?

Bybit Card scores higher on the G2M score: 48/100 against 47/100 (#22 and #23 of 26 cards). Pick Bybit Card for a lower annual fee; pick Solayer Card for a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Bybit Card or Solayer Card?

Bybit Card has no annual fee; Solayer Card costs $20 a year. Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.

Which pays more cashback, Bybit Card or Solayer Card?

Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 10% on Bybit Card.

Which works in more countries, Bybit Card or Solayer Card?

Bybit Card lists 37 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far). Of the markets we check for every card, only Bybit Card is confirmed in EU / EEA, and only Solayer Card is confirmed in United States.

Who holds my funds with Bybit Card and Solayer Card?

Bybit Card is custodial; Solayer Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.