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Avalanche Card vs Tangem Pay

Tangem Pay scores higher on the G2M score: 62/100 against 46/100 (#15 and #24 of 26 cards). Tangem Pay also comes out ahead on cashback, a lower FX fee and more countries.

Avalanche Card46

#24 of 26 · Not published back · annual fee none

Get AvalancheRead the review
Tangem Pay62

#15 of 26 · 1% to 4% back · annual fee none

Get TangemRead the review

The short answer

  • Tangem Pay scores higher on the G2M score: 62/100 against 46/100 (#15 and #24 of 26 cards).
  • Tangem Pay pays 1% cashback on its entry tier; Avalanche Card does not publish a rate. Higher tiers go up to 4% on Tangem Pay.
  • Neither card has an annual fee.
  • Tangem Pay charges less on foreign currency: a 1.5% FX fee against 3%.
  • Tangem Pay is confirmed in more countries: 50 against 31, though neither publishes a full list. Of the markets we check for every card, only Tangem Pay is confirmed in UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Avalanche Card
Tangem Pay
G2M score
46
62 (better)
Base cashback
Not published
1%
Max cashback
Not published
4%
Paid in
Avax Points
USDC
Annual fee
Free
Free
FX fee
3%
1.5% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Not published
4% on Basic, 2% on Plus, 1% on Prestige
Network
Visa
Visa
Card type
Varies by region
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical, metal
Apple / Google Pay
Yes / Yes
? / ?
India
No
Unclear
UAE
Unclear
Yes
United States
Yes
Yes
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
31
Select regions worldwide
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
No
1 currency
Buy and sell crypto with fiat
No
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
No
No
Tiers
Global · United States
Basic · Plus · Prestige
Perks
Avax Points · Travel portal redemptions
Priority Pass lounges on Plus and Prestige · Welcome offer: 5% on your first $500 · 2 airport lounge visits a year · 8 airport lounge visits a year · Metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Avalanche Card or Tangem Pay?

Tangem Pay scores higher on the G2M score: 62/100 against 46/100 (#15 and #24 of 26 cards). Tangem Pay also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Avalanche Card or Tangem Pay?

Neither card has an annual fee. Tangem Pay charges less on foreign currency: a 1.5% FX fee against 3%.

Which pays more cashback, Avalanche Card or Tangem Pay?

Tangem Pay pays 1% cashback on its entry tier; Avalanche Card does not publish a rate. Higher tiers go up to 4% on Tangem Pay.

Which works in more countries, Avalanche Card or Tangem Pay?

Tangem Pay is confirmed in more countries: 50 against 31, though neither publishes a full list. Of the markets we check for every card, only Tangem Pay is confirmed in UAE.

Who holds my funds with Avalanche Card and Tangem Pay?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.