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Avalanche Card vs Kolo Card

Avalanche Card and Kolo Card have the same G2M score: 46/100. Pick Avalanche Card for more countries; pick Kolo Card for cashback and a lower FX fee.

Avalanche Card46

#24 of 26 · Not published back · annual fee none

Get AvalancheRead the review
Kolo Card46

#25 of 26 · 1% to 2% back · annual fee none

Get KoloRead the review

The short answer

  • Avalanche Card and Kolo Card have the same G2M score: 46/100.
  • Kolo Card pays 1% cashback on its entry tier; Avalanche Card does not publish a rate. Higher tiers go up to 2% on Kolo Card.
  • Neither card has an annual fee.
  • Kolo Card charges less on foreign currency: a 1.4% FX fee against 3%.
  • Avalanche Card is confirmed in more countries: 31 against 3, though neither publishes a full list. Of the markets we check for every card, only Avalanche Card is confirmed in United States, and only Kolo Card is confirmed in United Kingdom and UAE.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Avalanche Card
Kolo Card
G2M score
46
46
Base cashback
Not published
1%
Max cashback
Not published
2%
Paid in
Avax Points
BTC, daily
Annual fee
Free
Free
FX fee
3%
1.4% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
1%
ATM
Not published
USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.
Network
Visa
Visa
Card type
Varies by region
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Unclear
Yes
United States
Yes
Unclear
United Kingdom
Unclear
Yes
EU / EEA
Unclear
Unclear
Countries
31
60
Bank account (IBAN or account number)
No
No
Send money to a bank account
No
1 currency
Buy and sell crypto with fiat
No
Sell only
Spend against crypto without selling
No
No
Yield on your balance
No
No
Tiers
Global · United States
Kolo Card
Perks
Avax Points · Travel portal redemptions
Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Avalanche Card or Kolo Card?

Avalanche Card and Kolo Card have the same G2M score: 46/100. Pick Avalanche Card for more countries; pick Kolo Card for cashback and a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Avalanche Card or Kolo Card?

Neither card has an annual fee. Kolo Card charges less on foreign currency: a 1.4% FX fee against 3%.

Which pays more cashback, Avalanche Card or Kolo Card?

Kolo Card pays 1% cashback on its entry tier; Avalanche Card does not publish a rate. Higher tiers go up to 2% on Kolo Card.

Which works in more countries, Avalanche Card or Kolo Card?

Avalanche Card is confirmed in more countries: 31 against 3, though neither publishes a full list. Of the markets we check for every card, only Avalanche Card is confirmed in United States, and only Kolo Card is confirmed in United Kingdom and UAE.

Who holds my funds with Avalanche Card and Kolo Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Avalanche Card vs Kolo Card: fees, cashback and countries compared · G2M