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Avalanche Card vs Karta.io Card

Avalanche Card scores higher on the G2M score: 46/100 against 40/100 (#24 and #26 of 26 cards). Pick Avalanche Card for more countries; pick Karta.io Card for a lower FX fee.

Avalanche Card46

#24 of 26 · Not published back · annual fee none

Get AvalancheRead the review
Karta.io Card40

#26 of 26 · Not published back · annual fee none

Get Karta.ioRead the review

The short answer

  • Avalanche Card scores higher on the G2M score: 46/100 against 40/100 (#24 and #26 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier.
  • Neither card has an annual fee.
  • Karta.io Card charges less on foreign currency: a 1% FX fee against 3%.
  • Avalanche Card is confirmed in more countries: 31 against 0, though neither publishes a full list. Of the markets we check for every card, only Avalanche Card is confirmed in United States.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Avalanche Card
Karta.io Card
G2M score
46 (better)
40
Base cashback
Not published
Not published
Max cashback
Not published
Not published
Paid in
Avax Points
Not published
Annual fee
Free
Free
FX fee
3%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
1.5%
ATM
Not published
1 USDT + 2.5% per withdrawal
Network
Visa
Visa
Card type
Varies by region
Prepaid
Custody
Self-custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
Unclear
Unclear
United States
Yes
No
United Kingdom
Unclear
Unclear
EU / EEA
Unclear
Unclear
Countries
31
Not published; depends on local rules and card partners
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
No
No
Buy and sell crypto with fiat
No
Buy only
Spend against crypto without selling
No
No
Yield on your balance
No
No
Tiers
Global · United States
Karta Personal
Perks
Avax Points · Travel portal redemptions
Visa Signature · Fiat top-ups by ACH, SEPA, SWIFT, PIX and SPEI

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Avalanche Card or Karta.io Card?

Avalanche Card scores higher on the G2M score: 46/100 against 40/100 (#24 and #26 of 26 cards). Pick Avalanche Card for more countries; pick Karta.io Card for a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Avalanche Card or Karta.io Card?

Neither card has an annual fee. Karta.io Card charges less on foreign currency: a 1% FX fee against 3%.

Which pays more cashback, Avalanche Card or Karta.io Card?

Neither card publishes a cashback rate for its entry tier.

Which works in more countries, Avalanche Card or Karta.io Card?

Avalanche Card is confirmed in more countries: 31 against 0, though neither publishes a full list. Of the markets we check for every card, only Avalanche Card is confirmed in United States.

Who holds my funds with Avalanche Card and Karta.io Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.

Avalanche Card vs Karta.io Card: fees, cashback and countries compared · G2M