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Compare crypto cards

Pick up to three cards, and a tier of each if you like (say the next tier up from the free one). The best value in each row is highlighted.

Card 1

Card 2

Card 3

Tiers to compare

What these keep you a year →Full Kolo vs XPlace page

Kolo Card1% to 2% back

XPlace Card0.5% to 2% back

G2M score

Base cashback

0.5%

Max cashback

Paid in

BTC, daily

USDC

Annual fee

Free

FX fee

1.4%

Not published

Top-up fee

Per-purchase fee

None listed

ATM

USD card only: $1 + 0.65%, up to $500 a withdrawal and 3 a day, at contactless ATMs. No ATM access on the EUR card.

Not published

Network

Visa

Card type

Debit

Varies by region

Custody

Non-custodial

Sign-up bonus (G2M link)

None published

No ID check

ID needed or not stated

Formats

virtual

virtual, physical

Apple / Google Pay

Yes / Yes

India

Unclear

UAE

Yes

United States

Unclear

Yes

United Kingdom

Yes

EU / EEA

Unclear

Yes

Countries

Worldwide except 17 countries (including India, China, Turkey and Vietnam) and 19 US states

Bank account (IBAN or account number)

Not confirmed

Send money to a bank account

1 currency

Not confirmed

Buy and sell crypto with fiat

Sell only

Not confirmed

Spend against crypto without selling

Yes

Yield on your balance

Yes

Tiers

Kolo Card

Basic · Silver · Gold · Platinum

Perks

Visa Platinum benefits, claimed through Visa · Send crypto to any SEPA bank account · 2% for the first 30 days

Credit Mode: spend against crypto or tokenized stocks without selling · Yield on deposits through Kamino · Airport lounges and fast track on paid plans · 24/7 human support · Spending up to $2,000 a month

Get Kolo

Get XPlace

Highlighted values are the best among the cards shown. “Not published” means the issuer does not state it. Stake values use today's token price.

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