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Nexo Card vs Solayer Card

Nexo Card scores higher on the G2M score: 63/100 against 47/100 (#13 and #23 of 26 cards). Pick Nexo Card for cashback and a lower annual fee; pick Solayer Card for a lower FX fee, more countries and control of your funds.

Nexo Card63

#13 of 26 · 0.5% to 2% back · annual fee none

Get NexoRead the review
Solayer Card47

#23 of 26 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Nexo Card scores higher on the G2M score: 63/100 against 47/100 (#13 and #23 of 26 cards).
  • Nexo Card pays 0.5% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 2% on Nexo Card.
  • Nexo Card has no annual fee; Solayer Card costs $20 a year.
  • Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.
  • Solayer Card is confirmed in more countries: 154 against 34, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA, and only Solayer Card is confirmed in United States.
  • Nexo Card is custodial; Solayer Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Nexo Card
Solayer Card
G2M score
63 (better)
47
Base cashback
0.5%
Not published
Max cashback
2%
Not published
Paid in
NEXO or BTC
Points
Annual fee
Free (better)
$20
FX fee
2%
1.5% (better)
Top-up fee
0% (better)
1%
Per-purchase fee
None listed
$0.15
ATM
Free up to $150 (Base), $300 (Silver), $600 (Gold) or $2,000 (Platinum) a month, then 2% (min $1.99)
Supported; fee not published
Network
Mastercard
Visa
Card type
Varies by region
Credit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
No
United States
No
Yes
United Kingdom
Yes
No
EU / EEA
Yes
No
Countries
34
154
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
3 currencies
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
Yes
No
Yield on your balance
Yes
Yes
Tiers
Base · Silver · Gold · Platinum
Membership
Perks
Credit mode: spend without selling your crypto · Personal EUR IBAN, GBP and USD accounts · Free ATM withdrawals up to $150 a month · Free ATM withdrawals up to $300 a month · Free ATM withdrawals up to $600 a month
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Nexo Card or Solayer Card?

Nexo Card scores higher on the G2M score: 63/100 against 47/100 (#13 and #23 of 26 cards). Pick Nexo Card for cashback and a lower annual fee; pick Solayer Card for a lower FX fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Nexo Card or Solayer Card?

Nexo Card has no annual fee; Solayer Card costs $20 a year. Solayer Card charges less on foreign currency: a 1.5% FX fee against 2%.

Which pays more cashback, Nexo Card or Solayer Card?

Nexo Card pays 0.5% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 2% on Nexo Card.

Which works in more countries, Nexo Card or Solayer Card?

Solayer Card is confirmed in more countries: 154 against 34, though neither publishes a full list. Of the markets we check for every card, only Nexo Card is confirmed in United Kingdom and EU / EEA, and only Solayer Card is confirmed in United States.

Who holds my funds with Nexo Card and Solayer Card?

Nexo Card is custodial; Solayer Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.