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Kite Card vs MetaMask Card

MetaMask Card scores higher on the G2M score: 70/100 against 49/100 (#7 and #24 of 31 cards). MetaMask Card also comes out ahead on cashback, a lower FX fee and more countries.

Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review
MetaMask Card70

#7 of 31 · 1% back · annual fee none

Get MetaMaskRead the review

The short answer

  • MetaMask Card scores higher on the G2M score: 70/100 against 49/100 (#7 and #24 of 31 cards).
  • MetaMask Card pays more cashback on its entry tier: 1% against 0%. Higher tiers go up to 5% on Kite Card.
  • Neither card has an annual fee.
  • MetaMask Card charges less on foreign currency: a 1% FX fee against 1.8%.
  • MetaMask Card is confirmed in more countries: 53 against 9. Of the markets we check for every card, only MetaMask Card is confirmed in EU / EEA.
  • Both are self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Kite Card
MetaMask Card
G2M score
49
70 (better)
Base cashback
0%
1% (better)
Max cashback
5% (better)
1%
Paid in
USD
Not published
Annual fee
Free
Free
FX fee
1.8%
1% (better)
Top-up fee
0.53%
0% (better)
Per-purchase fee
None listed
None listed
ATM
Coming soon
2%; Metal: free up to $1,200 a month
Network
Visa
Mastercard
Card type
Prepaid
Debit
Custody
Self-custodial
Self-custodial
Formats
virtual
virtual, physical, metal
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
No
United States
No
No
United Kingdom
No
No
EU / EEA
No
Yes
Countries
9
53
Bank account (IBAN or account number)
In your name
No
Send money to a bank account
17 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
Not confirmed
No
Yield on your balance
Not confirmed
Yes
Tiers
Kite Card
Virtual · Metal
Perks
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)
Works on Base, Linea, Monad and Solana · Free ATM withdrawals up to $1,200 a month · Physical metal card

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Kite Card or MetaMask Card?

MetaMask Card scores higher on the G2M score: 70/100 against 49/100 (#7 and #24 of 31 cards). MetaMask Card also comes out ahead on cashback, a lower FX fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Kite Card or MetaMask Card?

Neither card has an annual fee. MetaMask Card charges less on foreign currency: a 1% FX fee against 1.8%.

Which pays more cashback, Kite Card or MetaMask Card?

MetaMask Card pays more cashback on its entry tier: 1% against 0%. Higher tiers go up to 5% on Kite Card.

Which works in more countries, Kite Card or MetaMask Card?

MetaMask Card is confirmed in more countries: 53 against 9. Of the markets we check for every card, only MetaMask Card is confirmed in EU / EEA.

Who holds my funds with Kite Card and MetaMask Card?

Both are self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.