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Crypto.com Visa Card vs Plasma One

Plasma One scores higher on the G2M score: 61/100 against 49/100 (#16 and #21 of 26 cards). Pick Crypto.com Visa Card for more countries; pick Plasma One for cashback, a lower FX fee and control of your funds.

Crypto.com Visa Card49

#21 of 26 · Up to 6% back · annual fee none

Get Crypto.comRead the review
Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • Plasma One scores higher on the G2M score: 61/100 against 49/100 (#16 and #21 of 26 cards).
  • Plasma One pays 2% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card and 4% on Plasma One.
  • Neither card has an annual fee.
  • Plasma One charges less on foreign currency: a 2% FX fee against 3%.
  • Crypto.com Visa Card is confirmed in more countries: 37 against 1, though neither publishes a full list. Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United Kingdom and EU / EEA.
  • Crypto.com Visa Card is custodial; Plasma One is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Crypto.com Visa Card
Plasma One
G2M score
49
61 (better)
Base cashback
Not published
2%
Max cashback
6% (better)
4%
Paid in
CRO
XPL, weekly
Annual fee
Free
Free
FX fee
3%
2% (better)
Top-up fee
0% (better)
0.15%
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published in our sources
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Visa / Mastercard
Visa
Card type
Varies by region
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
Unclear
UAE
Unclear
Unclear
United States
Yes
Yes
United Kingdom
Yes
Unclear
EU / EEA
Yes
Unclear
Countries
38
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
7 currencies
19 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Basic · Level Up (top tier)
Lite · Core · Platinum
Perks
Level Up membership benefits · Up to 5% back in CRO on the prepaid card · Higher APY on cash balances
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Crypto.com Visa Card or Plasma One?

Plasma One scores higher on the G2M score: 61/100 against 49/100 (#16 and #21 of 26 cards). Pick Crypto.com Visa Card for more countries; pick Plasma One for cashback, a lower FX fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Crypto.com Visa Card or Plasma One?

Neither card has an annual fee. Plasma One charges less on foreign currency: a 2% FX fee against 3%.

Which pays more cashback, Crypto.com Visa Card or Plasma One?

Plasma One pays 2% cashback on its entry tier; Crypto.com Visa Card does not publish a rate. Higher tiers go up to 6% on Crypto.com Visa Card and 4% on Plasma One.

Which works in more countries, Crypto.com Visa Card or Plasma One?

Crypto.com Visa Card is confirmed in more countries: 37 against 1, though neither publishes a full list. Of the markets we check for every card, only Crypto.com Visa Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Crypto.com Visa Card and Plasma One?

Crypto.com Visa Card is custodial; Plasma One is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.