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Crypto.com Visa Card vs Krak Card

Krak Card scores higher on the G2M score: 60/100 against 49/100 (#18 and #21 of 26 cards). Pick Crypto.com Visa Card for more countries; pick Krak Card for a lower FX fee.

Crypto.com Visa Card49

#21 of 26 · Up to 6% back · annual fee none

Get Crypto.comRead the review
Krak Card60

#18 of 26 · Up to 2% back · annual fee none

Get KrakenRead the review

The short answer

  • Krak Card scores higher on the G2M score: 60/100 against 49/100 (#18 and #21 of 26 cards).
  • Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 6% on Crypto.com Visa Card and 2% on Krak Card.
  • Neither card has an annual fee.
  • Krak Card charges less on foreign currency: a 1% FX fee against 3%.
  • Krak Card lists 32 countries where it works; Crypto.com Visa Card does not publish a full country list (37 confirmed so far).
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Crypto.com Visa Card
Krak Card
G2M score
49
60 (better)
Base cashback
Not published
Not published
Max cashback
6% (better)
2%
Paid in
CRO
Not published
Annual fee
Free
Free
FX fee
3%
1% (better)
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Supported; fees not published in our sources
Supported; fees not published
Network
Visa / Mastercard
Visa / Mastercard
Card type
Varies by region
Debit
Custody
Custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
? / ?
Yes / Yes
India
Unclear
No
UAE
Unclear
No
United States
Yes
Yes
United Kingdom
Yes
Yes
EU / EEA
Yes
Yes
Countries
38
32
Bank account (IBAN or account number)
In your name
In your name
Send money to a bank account
7 currencies
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Yes
Yes
Tiers
Basic · Level Up (top tier)
Krak Card
Perks
Level Up membership benefits · Up to 5% back in CRO on the prepaid card · Higher APY on cash balances
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Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Crypto.com Visa Card or Krak Card?

Krak Card scores higher on the G2M score: 60/100 against 49/100 (#18 and #21 of 26 cards). Pick Crypto.com Visa Card for more countries; pick Krak Card for a lower FX fee. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Crypto.com Visa Card or Krak Card?

Neither card has an annual fee. Krak Card charges less on foreign currency: a 1% FX fee against 3%.

Which pays more cashback, Crypto.com Visa Card or Krak Card?

Neither card publishes a cashback rate for its entry tier. Higher tiers go up to 6% on Crypto.com Visa Card and 2% on Krak Card.

Which works in more countries, Crypto.com Visa Card or Krak Card?

Krak Card lists 32 countries where it works; Crypto.com Visa Card does not publish a full country list (37 confirmed so far).

Who holds my funds with Crypto.com Visa Card and Krak Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.