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Coinbase One Card vs Plasma One

Coinbase One Card scores higher on the G2M score: 62/100 against 61/100 (#14 and #16 of 26 cards). Pick Coinbase One Card for a lower FX fee; pick Plasma One for a lower annual fee and control of your funds.

Coinbase One Card62

#14 of 26 · 2% to 4% back · annual fee $49.99

Get CoinbaseRead the review
Plasma One61

#16 of 26 · 2% to 4% back · annual fee none

Get PlasmaRead the review

The short answer

  • Coinbase One Card scores higher on the G2M score: 62/100 against 61/100 (#14 and #16 of 26 cards).
  • Both pay 2% cashback on their entry tier. Higher tiers go up to 4% on Coinbase One Card and 4% on Plasma One.
  • Plasma One has no annual fee; Coinbase One Card costs $49.99 a year.
  • Coinbase One Card charges less on foreign currency: a 0% FX fee against 2%.
  • Coinbase One Card lists 1 countries where it works; Plasma One does not publish a full country list (1 confirmed so far).
  • Coinbase One Card is custodial; Plasma One is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Coinbase One Card
Plasma One
G2M score
62 (better)
61
Base cashback
2%
2%
Max cashback
4%
4%
Paid in
Not published
XPL, weekly
Annual fee
$49.99
Free (better)
FX fee
0% (better)
2%
Top-up fee
0% (better)
0.15%
Per-purchase fee
None listed
None listed
ATM
Cash advance: the greater of $10 or 5%
$2 + 2% per USD withdrawal; physical card only, up to $1,000 a withdrawal and 3 a day
Network
Amex
Visa
Card type
Credit
Spend
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
Unclear
UAE
No
Unclear
United States
Yes
Yes
United Kingdom
No
Unclear
EU / EEA
No
Unclear
Countries
1
Growing list of countries, full list not published; the US in 31 states
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
19 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Not confirmed
Yes
Tiers
Coinbase One Card
Lite · Core · Platinum
Perks
—
Earn on your balance until you spend it (variable rate) · Free USDT transfers on Plasma · 1 free virtual card · 5% on AI merchants (first $250 a month) · ChatGPT Go subscription

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Coinbase One Card or Plasma One?

Coinbase One Card scores higher on the G2M score: 62/100 against 61/100 (#14 and #16 of 26 cards). Pick Coinbase One Card for a lower FX fee; pick Plasma One for a lower annual fee and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Coinbase One Card or Plasma One?

Plasma One has no annual fee; Coinbase One Card costs $49.99 a year. Coinbase One Card charges less on foreign currency: a 0% FX fee against 2%.

Which pays more cashback, Coinbase One Card or Plasma One?

Both pay 2% cashback on their entry tier. Higher tiers go up to 4% on Coinbase One Card and 4% on Plasma One.

Which works in more countries, Coinbase One Card or Plasma One?

Coinbase One Card lists 1 countries where it works; Plasma One does not publish a full country list (1 confirmed so far).

Who holds my funds with Coinbase One Card and Plasma One?

Coinbase One Card is custodial; Plasma One is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.