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Coinbase One Card vs Krak Card

Coinbase One Card scores higher on the G2M score: 62/100 against 60/100 (#14 and #18 of 26 cards). Pick Coinbase One Card for cashback and a lower FX fee; pick Krak Card for a lower annual fee and more countries.

Coinbase One Card62

#14 of 26 · 2% to 4% back · annual fee $49.99

Get CoinbaseRead the review
Krak Card60

#18 of 26 · Up to 2% back · annual fee none

Get KrakenRead the review

The short answer

  • Coinbase One Card scores higher on the G2M score: 62/100 against 60/100 (#14 and #18 of 26 cards).
  • Coinbase One Card pays 2% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 4% on Coinbase One Card and 2% on Krak Card.
  • Krak Card has no annual fee; Coinbase One Card costs $49.99 a year.
  • Coinbase One Card charges less on foreign currency: a 0% FX fee against 1%.
  • Krak Card is confirmed in more countries: 32 against 1. Of the markets we check for every card, only Krak Card is confirmed in United Kingdom and EU / EEA.
  • Both are custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Coinbase One Card
Krak Card
G2M score
62 (better)
60
Base cashback
2%
Not published
Max cashback
4% (better)
2%
Paid in
Not published
Not published
Annual fee
$49.99
Free (better)
FX fee
0% (better)
1%
Top-up fee
0%
0%
Per-purchase fee
None listed
None listed
ATM
Cash advance: the greater of $10 or 5%
Supported; fees not published
Network
Amex
Visa / Mastercard
Card type
Credit
Debit
Custody
Custodial
Custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
No
United States
Yes
Yes
United Kingdom
No
Yes
EU / EEA
No
Yes
Countries
1
32
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
3 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
No
Yield on your balance
Not confirmed
Yes
Tiers
Coinbase One Card
Krak Card
Perks
—
—

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Coinbase One Card or Krak Card?

Coinbase One Card scores higher on the G2M score: 62/100 against 60/100 (#14 and #18 of 26 cards). Pick Coinbase One Card for cashback and a lower FX fee; pick Krak Card for a lower annual fee and more countries. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Coinbase One Card or Krak Card?

Krak Card has no annual fee; Coinbase One Card costs $49.99 a year. Coinbase One Card charges less on foreign currency: a 0% FX fee against 1%.

Which pays more cashback, Coinbase One Card or Krak Card?

Coinbase One Card pays 2% cashback on its entry tier; Krak Card does not publish a rate. Higher tiers go up to 4% on Coinbase One Card and 2% on Krak Card.

Which works in more countries, Coinbase One Card or Krak Card?

Krak Card is confirmed in more countries: 32 against 1. Of the markets we check for every card, only Krak Card is confirmed in United Kingdom and EU / EEA.

Who holds my funds with Coinbase One Card and Krak Card?

Both are custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.