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Coinbase One Card vs Kite Card

Coinbase One Card scores higher on the G2M score: 62/100 against 49/100 (#15 and #24 of 31 cards). Pick Coinbase One Card for cashback and a lower FX fee; pick Kite Card for a lower annual fee, more countries and control of your funds.

Coinbase One Card62

#15 of 31 · 2% to 4% back · annual fee $49.99

Get CoinbaseRead the review
Kite Card49

#24 of 31 · 0% to 5% back · annual fee none

Get KiteRead the review

The short answer

  • Coinbase One Card scores higher on the G2M score: 62/100 against 49/100 (#15 and #24 of 31 cards).
  • Coinbase One Card pays more cashback on its entry tier: 2% against 0%. Higher tiers go up to 4% on Coinbase One Card and 5% on Kite Card.
  • Kite Card has no annual fee; Coinbase One Card costs $49.99 a year.
  • Coinbase One Card charges less on foreign currency: a 0% FX fee against 1.8%.
  • Kite Card is confirmed in more countries: 9 against 1. Of the markets we check for every card, only Coinbase One Card is confirmed in United States.
  • Coinbase One Card is custodial; Kite Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Coinbase One Card
Kite Card
G2M score
62 (better)
49
Base cashback
2% (better)
0%
Max cashback
4%
5% (better)
Paid in
Not published
USD
Annual fee
$49.99
Free (better)
FX fee
0% (better)
1.8%
Top-up fee
0% (better)
0.53%
Per-purchase fee
None listed
None listed
ATM
Cash advance: the greater of $10 or 5%
Coming soon
Network
Amex
Visa
Card type
Credit
Prepaid
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
No
United States
Yes
No
United Kingdom
No
No
EU / EEA
No
No
Countries
1
9
Bank account (IBAN or account number)
No
In your name
Send money to a bank account
Not confirmed
17 currencies
Buy and sell crypto with fiat
Buy and sell
Buy and sell
Spend against crypto without selling
No
Not confirmed
Yield on your balance
Not confirmed
Not confirmed
Tiers
Coinbase One Card
Kite Card
Perks
—
Non-custodial Kite wallet · USD account to receive ACH and wires · Cash out to banks in 17 countries · 5% back on Grab, Travala, streaming, AI and creator subscriptions and Starlink until 30 Nov 2026 (no cap)

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Coinbase One Card or Kite Card?

Coinbase One Card scores higher on the G2M score: 62/100 against 49/100 (#15 and #24 of 31 cards). Pick Coinbase One Card for cashback and a lower FX fee; pick Kite Card for a lower annual fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Coinbase One Card or Kite Card?

Kite Card has no annual fee; Coinbase One Card costs $49.99 a year. Coinbase One Card charges less on foreign currency: a 0% FX fee against 1.8%.

Which pays more cashback, Coinbase One Card or Kite Card?

Coinbase One Card pays more cashback on its entry tier: 2% against 0%. Higher tiers go up to 4% on Coinbase One Card and 5% on Kite Card.

Which works in more countries, Coinbase One Card or Kite Card?

Kite Card is confirmed in more countries: 9 against 1. Of the markets we check for every card, only Coinbase One Card is confirmed in United States.

Who holds my funds with Coinbase One Card and Kite Card?

Coinbase One Card is custodial; Kite Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.