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Coinbase One Card vs Solayer Card

Coinbase One Card scores higher on the G2M score: 62/100 against 47/100 (#14 and #23 of 26 cards). Pick Coinbase One Card for cashback and a lower FX fee; pick Solayer Card for a lower annual fee, more countries and control of your funds.

Coinbase One Card62

#14 of 26 · 2% to 4% back · annual fee $49.99

Get CoinbaseRead the review
Solayer Card47

#23 of 26 · Not published back · annual fee $20

Get SolayerRead the review

The short answer

  • Coinbase One Card scores higher on the G2M score: 62/100 against 47/100 (#14 and #23 of 26 cards).
  • Coinbase One Card pays 2% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 4% on Coinbase One Card.
  • Solayer Card costs less a year: $20 against $49.99.
  • Coinbase One Card charges less on foreign currency: a 0% FX fee against 1.5%.
  • Coinbase One Card lists 1 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far).
  • Coinbase One Card is custodial; Solayer Card is self-custodial.

Want the answer for your own spending, or the next tier up of each? See what each keeps you a year or pick tiers and add a third card.

Side by side

Detail
Coinbase One Card
Solayer Card
G2M score
62 (better)
47
Base cashback
2%
Not published
Max cashback
4%
Not published
Paid in
Not published
Points
Annual fee
$49.99
$20 (better)
FX fee
0% (better)
1.5%
Top-up fee
0% (better)
1%
Per-purchase fee
None listed
$0.15
ATM
Cash advance: the greater of $10 or 5%
Supported; fee not published
Network
Amex
Visa
Card type
Credit
Credit
Custody
Custodial
Self-custodial
Formats
virtual, physical
virtual, physical
Apple / Google Pay
Yes / Yes
Yes / Yes
India
No
No
UAE
No
No
United States
Yes
Yes
United Kingdom
No
No
EU / EEA
No
No
Countries
1
154
Bank account (IBAN or account number)
No
No
Send money to a bank account
Not confirmed
No
Buy and sell crypto with fiat
Buy and sell
No
Spend against crypto without selling
No
No
Yield on your balance
Not confirmed
Yes
Tiers
Coinbase One Card
Membership
Perks
—
Referral points

Highlighted values are the better of the two. “Not published” means the issuer does not state it. Card data last checked 25 Oct 2026; see each card's review for its sources.

Questions

Which is better, Coinbase One Card or Solayer Card?

Coinbase One Card scores higher on the G2M score: 62/100 against 47/100 (#14 and #23 of 26 cards). Pick Coinbase One Card for cashback and a lower FX fee; pick Solayer Card for a lower annual fee, more countries and control of your funds. The better card for you depends on where you live and how you spend; the G2M calculator works it out for your own spending.

Which has lower fees, Coinbase One Card or Solayer Card?

Solayer Card costs less a year: $20 against $49.99. Coinbase One Card charges less on foreign currency: a 0% FX fee against 1.5%.

Which pays more cashback, Coinbase One Card or Solayer Card?

Coinbase One Card pays 2% cashback on its entry tier; Solayer Card does not publish a rate. Higher tiers go up to 4% on Coinbase One Card.

Which works in more countries, Coinbase One Card or Solayer Card?

Coinbase One Card lists 1 countries where it works; Solayer Card does not publish a full country list (154 confirmed so far).

Who holds my funds with Coinbase One Card and Solayer Card?

Coinbase One Card is custodial; Solayer Card is self-custodial.

More comparisons

Scores use the same rules for every card (how the score works). Referral links never change a score or rank. Not financial advice.