Rewards calculator
What each card pays you back in a year, minus every fee: plan, FX, per-purchase, small-purchase and top-up. Pick where you live: a card that bills in your currency charges no FX fee at home. Then compare tiers across up to three cards, or see one card line by line.
Tiers of Hyperbeat Pay Card and MEXC Card at $1,000 a month · best for you: MEXC Thailand Elite ($1,068 a year)
| Card · tier | Rewards / yr | Plan and card fees / yr | FX cost / yr | Purchase fees / yr | You keep / yr | Notes |
|---|---|---|---|---|---|---|
| $1,200 | $0 | −$12.00 | −$120 | $1,068 | Needs: Thailand residents; tier criteria not published | |
Hyperbeat Pay CardTrader $5MPrice not published | $600 | $0 | $0 | $0 | $600 | Tier price not published · FX fee not published · Top-up fee not published |
MEXC CardThailand PremierFree | $720 | $0 | −$12.00 | −$120 | $588 | Needs: Thailand residents; tier criteria not published |
Hyperbeat Pay CardTrader $1MPrice not published | $360 | $0 | $0 | $0 | $360 | Tier price not published · FX fee not published · Top-up fee not published |
MEXC CardThailand StandardFree | $480 | $0 | −$12.00 | −$120 | $348 | Needs: Thailand residents |
Hyperbeat Pay CardAll boostersPrice not published | $120 | $0 | $0 | $0 | $120 | Tier price not published · FX fee not published · Top-up fee not published · Needs: Hold $10,000 in USD or USD+ and spend $10,000 over a rolling 30 days |
Hyperbeat Pay CardEverydayPrice not published | $24.00 | $0 | $0 | $0 | $24.00 | Tier price not published · FX fee not published · Top-up fee not published · Every user |
MEXC CardGlobal virtualFree | $0 | $0 | $0 | −$120 | −$120 | Cashback rate not published |
Which one pays off at your spend
| Monthly spend | Best tier | You keep / yr |
|---|---|---|
| $250 | MEXC Thailand Elite | $267 |
| $500 | MEXC Thailand Elite | $534 |
| $1,000 | MEXC Thailand Elite | $1,068 |
| $2,000 | MEXC Thailand Elite | $2,136 |
| $3,000 | MEXC Thailand Elite | $3,204 |
| $5,000 | MEXC Thailand Elite | $5,340 |
| $10,000 | MEXC Thailand Elite | $8,280 |
Hyperbeat Pay Card
- All boosters (price not published) vs Everyday (price not published): can’t be compared, the price is not published. Needs: Hold $10,000 in USD or USD+ and spend $10,000 over a rolling 30 days.
- Trader $1M (price not published) vs All boosters (price not published): can’t be compared, the price is not published.
- Trader $5M (price not published) vs Trader $1M (price not published): can’t be compared, the price is not published.
MEXC Card
- Thailand Standard (free) beats Global virtual (free) once you spend $1 a month, until $100,000 a month. Needs: Thailand residents.
- Thailand Premier (free) beats Thailand Standard (free) once you spend $1 a month. Needs: Thailand residents; tier criteria not published.
- Thailand Elite (free) beats Thailand Premier (free) once you spend $1 a month. Needs: Thailand residents; tier criteria not published.
Worked out with all your other settings unchanged. Staking or lockups a tier needs are not counted as a cost; their value today is shown next to them. Compare these side by side: perks, caps and how to qualify
Missing figures are counted as zero and flagged in the notes. Spending caps, spend bands and small-purchase limits are applied where the issuer publishes them. Top-up fees are worked out on everything you load, including the money that goes on fees. How the calculator works. To see one purchase line by line, try the swipe receipt.